Terms of Service (outline)

Sections the terms need

#	Section	What we know / decisions needed
1	Who we are	TODO: legal name, MERSİS no., registered address, contact email
2	Acceptance	Creating an account means accepting the terms; minimum age TODO
3	Accounts	One person per account; keep the password secret; we may require email verification
4	The service	Information and statistics for analysis; available “as is”; features differ by plan
5	Not investment advice	Critical. Data and reports are information, not advice or recommendations. Wording must fit the licensing position in Regulatory Posture — if Demostatics later offers licensed advisory services, those are governed by separate agreements
6	Acceptable use	No scraping beyond the API, no reselling data, no attacks, no circumventing limits; forum content must follow the Forum Rules
7	Your content	Users keep rights to what they post and grant Demostatics a licence to display it; we may remove content that breaks the rules
8	Our content and data	Licence to use data for TODO: internal / commercial purposes; redistribution rules; third-party source attribution (e.g. OpenStreetMap ODbL)
9	API and apps	API keys are personal to the partner; the open-source desktop app is under Apache-2.0, but access to Demostatics servers is governed by these terms
10	Plans, payment, cancellation	Refer to the Distance Sales Contract and Billing
11	Suspension and termination	Bans for rule violations (moderation exists today); what happens to paid plans when banned
12	Availability	No guaranteed uptime except in enterprise agreements
13	Liability	Limits of liability, especially for decisions made using the data — counsel to draft within Turkish consumer-law limits
14	Privacy	Refer to the Privacy Policy
15	Changes to the terms	How users are notified (email + notice), notice period TODO
16	Law and disputes	Turkish law; Istanbul courts; consumers’ rights to consumer arbitration committees (Tüketici Hakem Heyetleri) and consumer courts cannot be excluded